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	<title>First Home Tips</title>
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	<description>Information &#38; news about buying your first home</description>
	<pubDate>Sat, 06 Dec 2008 09:05:23 +0000</pubDate>
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		<title>Saving a Deposit – How to Create a Budget</title>
		<link>http://www.firsthometips.com.au/finance/saving-deposit-create-budget/</link>
		<comments>http://www.firsthometips.com.au/finance/saving-deposit-create-budget/#comments</comments>
		<pubDate>Sat, 06 Dec 2008 09:05:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[Property]]></category>

		<category><![CDATA[budget]]></category>

		<category><![CDATA[buying]]></category>

		<category><![CDATA[deposit]]></category>

		<category><![CDATA[down payment]]></category>

		<category><![CDATA[financial situation]]></category>

		<category><![CDATA[home loan]]></category>

		<category><![CDATA[interest rates]]></category>

		<category><![CDATA[new home]]></category>

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		<description><![CDATA[So you&#8217;ve decided you want to be a home owner. You&#8217;ve looked at some pictures, maybe talked with an agent, and you&#8217;re ready to go! The problem here, is especially with the world&#8217;s financial situation, nobody wants to lend money to someone who cannot put up a deposit (a down payment) for their home loan. [...]]]></description>
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		<title>Renting a Home vs Buying a Home</title>
		<link>http://www.firsthometips.com.au/property/renting-home-vs-buying-home/</link>
		<comments>http://www.firsthometips.com.au/property/renting-home-vs-buying-home/#comments</comments>
		<pubDate>Tue, 02 Dec 2008 09:36:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Property]]></category>

		<category><![CDATA[buying]]></category>

		<category><![CDATA[first home buyer]]></category>

		<category><![CDATA[new home]]></category>

		<category><![CDATA[renting]]></category>

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		<title>Debit vs Credit Cards (Don&#8217;t Spend What You Haven&#8217;t Got)</title>
		<link>http://www.firsthometips.com.au/finance/debit-vs-credit-cards-dont-spend-what-you-havent-got/</link>
		<comments>http://www.firsthometips.com.au/finance/debit-vs-credit-cards-dont-spend-what-you-havent-got/#comments</comments>
		<pubDate>Thu, 27 Nov 2008 10:08:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[credit card debt]]></category>

		<category><![CDATA[credit card debt in australia]]></category>

		<category><![CDATA[credit cards]]></category>

		<category><![CDATA[debit card]]></category>

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		<title>Energy Saving Properties – Another Way to Save!</title>
		<link>http://www.firsthometips.com.au/property/energy-saving-properties-another-way-to-save/</link>
		<comments>http://www.firsthometips.com.au/property/energy-saving-properties-another-way-to-save/#comments</comments>
		<pubDate>Mon, 24 Nov 2008 09:55:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Green Living]]></category>

		<category><![CDATA[Property]]></category>

		<category><![CDATA[energy bills]]></category>

		<category><![CDATA[energy efficient home]]></category>

		<category><![CDATA[energy saver]]></category>

		<category><![CDATA[home budget]]></category>

		<category><![CDATA[insulation]]></category>

		<category><![CDATA[new home]]></category>

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		<title>Buying Your First Home - Where to Start?</title>
		<link>http://www.firsthometips.com.au/property/buying-your-first-home-where-to-start/</link>
		<comments>http://www.firsthometips.com.au/property/buying-your-first-home-where-to-start/#comments</comments>
		<pubDate>Mon, 24 Nov 2008 09:44:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[First Home Guide]]></category>

		<category><![CDATA[Property]]></category>

		<category><![CDATA[back yard]]></category>

		<category><![CDATA[budget]]></category>

		<category><![CDATA[first home buyer]]></category>

		<category><![CDATA[first home buyers]]></category>

		<category><![CDATA[first home owners]]></category>

		<category><![CDATA[first time home]]></category>

		<category><![CDATA[real estate agents]]></category>

		<guid isPermaLink="false">http://www.firsthometips.com.au/?p=25</guid>
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		<title>Why buy property?</title>
		<link>http://www.firsthometips.com.au/property/why-buy-property/</link>
		<comments>http://www.firsthometips.com.au/property/why-buy-property/#comments</comments>
		<pubDate>Tue, 18 Nov 2008 09:47:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Property]]></category>

		<category><![CDATA[emotional decision]]></category>

		<category><![CDATA[first home buyers]]></category>

		<category><![CDATA[first home owner]]></category>

		<category><![CDATA[first home owners]]></category>

		<category><![CDATA[home ownership]]></category>

		<category><![CDATA[long term investment]]></category>

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		<title>First Home Owners Grant</title>
		<link>http://www.firsthometips.com.au/finance/first-home-owners-grant/</link>
		<comments>http://www.firsthometips.com.au/finance/first-home-owners-grant/#comments</comments>
		<pubDate>Mon, 17 Nov 2008 10:10:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[first home buyer]]></category>

		<category><![CDATA[first home buyers]]></category>

		<category><![CDATA[grant]]></category>

		<category><![CDATA[home ownership]]></category>

		<category><![CDATA[state government]]></category>

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		<title>A boost for first home buyers</title>
		<link>http://www.firsthometips.com.au/finance/boost-for-first-home-buyers/</link>
		<comments>http://www.firsthometips.com.au/finance/boost-for-first-home-buyers/#comments</comments>
		<pubDate>Mon, 17 Nov 2008 09:49:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[australian economy]]></category>

		<category><![CDATA[bonus payments]]></category>

		<category><![CDATA[first home owner]]></category>

		<category><![CDATA[first home owners]]></category>

		<category><![CDATA[global financial crisis]]></category>

		<category><![CDATA[inflation]]></category>

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